Regulatory information, compliance details, and important notices for our mutual fund distribution services
Pradip Kumar Sengupta (FundsPundit) is an AMFI Registered Mutual Fund Distributor & SIF Distributor and NOT a Registered Investment Adviser (RIA).
We provide distribution services and general information about mutual fund schemes. We do not provide personalized investment advice as defined under SEBI regulations.
We are registered with the Association of Mutual Funds in India (AMFI) as a mutual fund distributor under ARN 126260. Our registration is valid and in compliance with all AMFI regulations.
Our operations are governed by SEBI (Mutual Fund) Regulations, 1996, and subsequent amendments. We adhere to all regulatory requirements for mutual fund distribution.
We follow the AMFI Code of Conduct for mutual fund distributors and maintain the highest standards of professional ethics in all our dealings.
Official scheme documents: Every AMC publishes the official documents for its schemes on its own website. These are the Scheme Information Document (SID), Statement of Additional Information (SAI), Key Information Memorandum (KIM), addenda, factsheets, monthly portfolio disclosures and performance information. Please read the latest version on the AMC's website before you invest. The list of AMC websites is on the AMFI website.
What this website shows: This website explains how mutual funds work. It does not list schemes, portfolios or returns. When we share scheme information with you, we also give you the link to the AMC's official document, where it is available. If a link does not open or looks old, please use the AMC website.
How updates reach you: When a scheme changes, the AMC publishes the update on its website. Examples are an addendum, a change in fund manager, or a new rule from SEBI or AMFI. The AMC and your registrar (CAMS or KFIN) also send updates to your registered email, as applicable. If the update is about a scheme we have discussed with you, we also tell you on our call and in our summary message on WhatsApp or email. Changes to how FundsPundit works are posted on this page.
Scope: Our suggestions are limited to mutual fund schemes of the AMCs we are empanelled with. You may consider other products and other providers before making an investment decision. Where we compare schemes, we compare schemes in the same category over the same period, using the AMC factsheets.
Commission Disclosure: We are paid by the mutual fund company (AMC), not by you. When you invest in a Regular Plan through us, the AMC pays us a trail commission. Mutual fund distribution is our only business; we do not sell loans, insurance or any other product. Before we suggest a scheme, we tell you the commission on it and on the other schemes we considered. The table below shows the typical ranges; each AMC publishes its scheme-wise rates on its own website (see the list of AMC websites on AMFI).
| Fund Category | Commission Range (% p.a.) | Trail Commission |
|---|---|---|
| Equity Funds | 0.30% - 1.25% | Yes |
| Debt Funds | 0.10% - 0.75% | Yes |
| Hybrid Funds | 0.35% - 1.00% | Yes |
| ELSS Funds | 0.50% - 1.25% | Yes |
Note: Commission rates vary by AMC and by scheme. We tell you the exact rate on any scheme we suggest, before you invest.
We assist clients with complaints to AMCs and registrars, and we assist AMCs with any information they need to resolve a client's complaint.
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